How to Take Vidhya Lakshmi Education Loan- Student Loan Best Guide 2022

Hello friends, here we will know about Vidya Lakshmi Portal that VidhyaLakshmi Portal, How to take Vidhya Lakshmi Education Loan, How to take Student Loan from Vidyalakshmi Portal, and will get complete information related to it.

Friends, we all try our best to get good education for our children and work hard day and night for this, everyone has the same dream that their children should get higher education by reading and becoming successful in their life.

But today there are many such families in our country who are not able to get higher education for their children, due to which their children are not able to get higher education even after being talented.

Keeping all these things in mind, Vidya Laxmi Yojana was started by the central government and under this Vidyalakshmi portal was started, the purpose of this portal is to provide education loan to those students,

Those whose parents are not able to get them higher education, students and girls who want to take education loan through this portal can apply for education loan in various banks,

And you can get higher education by getting loan, but now you will have many questions in your mind like VidhyaLakshmi Portal, Vidhya Lakshmi Education Loan , Student Loan from Vidyalakshmi Portal,

What is Vidya Lakshmi Yojana, What is Vidya Lakshmi Portal Scheme, What is Vidya Lakshmi Portal Helpline Number, How to do Vidya Lakshmi Portal Student Login, How to fill Vidya Lakshmi Portal Application Form

So read this post till the end and you will get complete information related to Vidya Lakshmi Yojana and Vidya Lakshmi Portal and Vidya Lakshmi Education Loan.

What is Vidya Lakshmi Yojana?

Vidya Laxmi Yojana is a scheme launched by the central government. This scheme was launched by the Prime Minister on 15th August 2015, its objective is to provide education loan to those students and girl students whose parents are unable to get them higher education,

Even today there are many such families in our country whose economic condition is not so good that they can provide their children for higher education or send them abroad for higher education,

Due to which many poor students of our country are deprived of getting higher education, keeping this in mind, Vidya Laxmi Yojana was started by the Central Government so that poor children do not have to go to the banks to get education loan. had to cut

Till now many poor students have got education loan through the scheme.

What is Vidya Lakshmi Portal

Vidya Laxmi Portal is an online portal started under Vidya Laxmi Yojana through which students and girl students who want to take education loan can apply online for student loan.

Vidya Lakshmi is the first of its kind portal for students seeking education loan. The portal has been developed under the guidance of Department of Financial Services (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks’ Association (IBA).

This portal is being developed and maintained by NSDL e-Governance Infrastructure Limited. Students and girl students can apply for education loan in banks registered on this portal and check the status of their application using this portal anytime and from anywhere.

Till now 39 banks of the country have registered their more than 130 education loan schemes on this portal, on which students and girl students can apply for vidhyalakshmi loan.

Apart from this, information related to various scholarship schemes for students is also available on this portal, which you can see by visiting this portal.

Features of VidyaLakshmi Portal

  1. Online application for education loan can be done through Vidya Lakshmi Portal.
  2. This is a national portal, so you can apply for education loan through this portal from any state.
  3. It is an online platform through which all the students and students
  4. Through this portal, students and girls can get information about education loan schemes of all banks in the country.
  5. This portal provides facility to fill online education loan application form and apply in various banks.
  6. Through this portal one can apply for education loan in more than one bank.
  7. Through this portal you can track your education loan application status etc.
  8. Through this portal, information about various scholarship schemes can be obtained and they can also be applied for.
  9. It is very easy to fill the education loan application form and submit the documents through this portal.
  10. Complaints related to education loan or scholarship etc. can also be registered on this portal.

Benefits of Vidyalakshmi Loan

  • Through this portal, poor students and girl students who are not able to continue their education further will be able to continue their education by getting education loan easily.
  • This portal is a national portal launched by the central government, so that students and girls of any state can easily apply for education loan and get loan and get higher education.
  • It is very easy to fill application form for education loan, apply to various banks and track the status of your application on this portal.
  • Through this portal, students and girls who want to get education loan can apply for education loan in more than one bank and can get student loan so that they do not have to wander in different banks.
  • Banks provide information about all their education loan related schemes and schemes on this portal, so that students and students do not have to wander in the branches of banks to get information about education loan related schemes and schemes of banks.
  • Through this portal, information about various scholarship schemes provided by the government and universities can be easily obtained and applied for.
  • On this portal, students can register complaints related to any kind of education loan or scholarship and get their solution.
  • It is very easy to track the status of loan application on this portal, along with this information about the approval of your loan is also made available here.

What is VidyaLakshmi Portal Common Educational Loan Application Form

Vidyalakshmi Portal Common Education Loan Application Form (CELAF) is a single education loan application form, here the application form is accepted and recognized in all banks of the country, by filling this one application form, you can apply for education loan in any bank of the country. could.

This application form is available in online form only on the website of Vidyalakshmi portal and can be filled and submitted through this portal only, and apply for education loan in various banks.

How to know if Vidhya Lakshmi Education Loan is approved?

When you fill and submit the application form for education loan through Vidyalakshmi portal and your application form is approved by Vidyalakshmi portal then you apply for education loan in various banks registered on Vidyalakshmi portal,

After this your application form is received by the bank and your application and documents are duly scrutinized if your application fulfills the eligibility criteria of the bank then your loan is sanctioned by the bank,

Banks update the loan approval information on the portal, which you can check on the status of your application by visiting the portal.

Vidhya Lakshmi Education Loan is rejected due to which reason

Vidyalakshmi portal has the facility to apply for education loan in various banks. You can apply for student loan in various banks through Vidyalakshmi portal,

Because the loan is given to you through different banks and the scheme related to education loan of every bank is different and their terms may also be different,

If you apply for education loan in any bank and if your application is not according to the eligibility criteria of that bank then the bank rejects your application.

How to get the loan amount after the education loan is approved

If your education loan is approved, then you have to go to that branch of the bank where you have applied for education loan on Vidyalakshmi portal.

There you have to give information about your application and approval, if any kind of documents are asked for by the bank, then you have to provide them, after that the bank completes the process of providing your loan amount,

And after that your loan amount is transferred to your bank account by that bank.

In which bank education loan can be applied on Vidyalakshmi portal

So far 39 banks have registered on Vidyalakshmi portal and have registered their more than 130 education loan schemes. These banks include State Bank of India, ICA.
Includes EC Bank, Bank of Baroda, Bank of Maharashtra, Bank of India, Canara Bank etc.

One can see the list of these banks on the Vidyalakshmi portal and get information about the schemes registered by them.

In how many banks can a student apply for education loan on Vidyalakshmi portal?
More than 39 banks are registered on Vidyalakshmi portal started under Pradhan Mantri Vidya Lakshmi Yojana, but if you want to apply for education loan through Vidya Lakshmi portal, then you can apply for education loan in any of the three banks registered on Vidyalakshmi portal. can apply for

If you apply for education in more than three banks then your application gets rejected automatically.

What is the interest rate on Vidya Lakshmi Education Loan

You apply for education loan in various banks through Vidya Lakshmi Portal started under Vidya Laxmi Yojana, but keep in mind that the loan is not provided to you by Vidyalakshmi Portal itself,

Rather, the loan is provided to you by the banks registered on the Vidyalakshmi portal and the education loan scheme, interest rates and loan terms of the banks may vary.

That is why before applying for education loan in any bank through Vidyalakshmi portal, get complete information about the loan provided by the bank, loan terms, interest rates etc. on the loan search page.

Vidya Lakshmi Portal Student Login

To login to Vidyalakshmi portal, first you have to register on Vidyalakshmi portal i.e. you have to create an account ,

On the top right side of the home page of Vidyalakshmi portal, you will get the option of register, click on it, the registration form will open in front of you on the portal.

In this form, you have to enter your name, mobile number, email id, password, captcha etc. After that click on the box of privacy policy, then click on submit,

If your form is not submitted then click on the given blue color link, a page of privacy policy will open, leave that page open after that click on submit, your form will be submitted.

Your registration process is not yet completed, after submitting this registration form, a verification email will be sent to your email which is valid for 24 hours,

Open your email and open the email from Vidyalakshmi portal and click on its link, which will verify your registration,

After that your account will be opened and you will be able to login with your ID and password.

Is there any security or guarantor to be given for Vidhya Lakshmi Education Loan?

If you want to take education loan up to 4 lakh, then you do not need to give any kind of security or guarantor, but if you want to take loan between 400000 to 750000 then you have to give guarantor and its documents. also have to deposit.

If you want to take an education loan of more than 750000 then you have to keep the guarantor’s documents and also any property papers.

Vidhya Lakshmi Education Loan

After getting all kinds of information about Vidya Lakshmi Portal, now you will have this question in your mind that Vidhya Lakshmi Education Loan/ Student Loan then let’s know =>

  • Go to Vidyalakshmi portal and login, if you have not registered, then register by creating your account before the above mentioned method.
  • After login, click on Apply Now.
  • Common Educational Loan Application Form will open in front of you.
  • In this application form, you will get all your information, your father’s information, your college institute information, if there is any scholarship, then its information, how much loan you want to take, your college and personal documents etc. Step by step and submit it. Is.
  • After submitting the application form, your application will be sent for approval.
  • After your application is approved by Vidyalakshmi portal, you can apply for education loan in any of the registered banks.
  • To apply to the bank, enter the name of the bank, city name, branch etc.
  • After that select the branch of that bank and click on Apply Now.
  • Your application will be submitted.

What is Vidya Lakshmi Portal Helpline Number

Email – [email protected]

Phone Number – 020-2567 8300

Address – Times Tower, 1st Floor, Kamala Mills Compound, Lower Parel, Mumbai, Maharashtra 400013

Here we have tried to provide all the information related to Vidhya Laxmi portal education loan like Vidhya Lakshmi Portal, Vidhya Lakshmi Education Loan, How to take Student Loan from Vidyalakshmi portal,

What is Vidya Lakshmi Yojana, what is Vidya Lakshmi Portal Scheme, what is Vidya Lakshmi Portal Helpline Number, how to do Vidya Lakshmi Portal Student Login, Vidya How to fill Lakshmi Portal Application Form,

If you have any question related to Vidya Lakshmi Portal, How to Apply for Education Loan from Vidya Lakshmi Portal, then definitely tell us in the comment box, we will definitely answer your questions.

If you liked this post of ours, then do share it with other people and subscribe to the notification bell of our website so that you can get information about all our upcoming articles.

Leave a Reply

Your email address will not be published.