KreditBee Loan App : How To Get Personal Loan – Best Instant Personal Loan Guide 2022

Hello friends, here we are going to know what is KreditBee Loan App, how many types of loans KreditBee gives, how to take KreditBee loan, eligibility to take loan, documents etc. Everything that you need to know.

Friends, everyone needs money, that’s why we all work day and night to earn money so that we all can fulfill the needs of ourselves and our family.

We can provide a good happy life to our family members, fulfill ourselves and their dreams, but we are able to meet our daily expenses only with our income.

And if we have to buy something new (mobile, laptop, bike, car, etc.) or suddenly we need money for some important work, then it becomes difficult to arrange money.

That’s why today we are going to tell you about such a loan app from which you can take an instant personal loan to meet your every little and big requirement and you can use it wherever you want.

We are talking about KreditBee Loan App, with KreditBee App you can take loan of more or less amount according to your requirement and then pay it in installments.

Now you will have questions in your mind that what is KreditBee Loan App, how many types of loans does kreditbee give, how to take kreditbee loan, what is the eligibility to take loan, documents required to take loan from kreditbee,

What is the interest rate of kreditbee loan, for how many days kreditbee gives loan, then read this post till the end and you will get complete information about kreditbee app.

KreditBee Loan App

kreditBee is an Instant Personal Loan providing Mobile Application, this application is in partnership with Crazybee Services Pvt Ltd which is an RBI recognized NBFC company.

kreditBee App was launched on Google Play Store on 10th May 2018 and till now this app has more than 1 crore downloads, you can take an instant loan from Rs.1,000 to Rs.2 Lakhs from the kreditBee App. .

And then repay this loan in easy installments, kreditbee app provides you instant loan with 100% process in very few documents so that you don’t have to wander anywhere.

First you have to check your loan eligibility on this app and then according to your eligibility, you are provided loan by this app which is directly transferred to your bank account.

How much loan does Kreditbee offer?

Before applying for a loan on any NBFC company or loan app, it is very important to know how much loan that app provides and whether that loan will fulfill our requirement or not.

If we talk about kreditbee loan app, this app provides us instant personal loan ranging from Rs 1 thousand to Rs 2 lakh.

For how long does KreditBee give the loan?

Before taking the loan, we should also know about the time available to repay the loan or the loan tenure because we have to pay the interest along with the principal of the loan and if the loan tenure is less then we will be able to pay the loan on time. There may be a problem.

On KreditBee Loan App, we get 62 days to 15 months for loan repayment i.e. the tenure of loan on KreditBee ranges from 62 days to 15.

What is the interest rate on Kreditbee app?

kreditbee app provides you personal loan at very low interest rate. Interest rate on kreditbee seems to be 0% to 29.95% p.a. Always keep in mind what interest rate you will get loan it depends on your credit history, civil score, income etc. depends on.

Eligibility for KreditBee Loan

You can take a loan from KreditBee Loan App if you fulfill the eligibility conditions given below =>

  • Screenshot taken from Creditbee’s website.
  • Applicant must be an Indian citizen.
  • Applicant’s age should be more than 21 years.
  • The applicant should then have a valid bank account.
  • The applicant should have a means of income.
  • Applicant should have documents of PAN card and address proof.
  • Documents Required for CreditB Loan
  • Pan Card
  • ID Proof – Aadhar Card or other.
  • Address Proof – Electricity bill, water bill or other.
  • 3 months bank statement or salary slip.

What types of loans does KreditBee offer?

KreditBee Loan App provides you 3 types of loan let’s know kreditbee loan details =>

This is a small amount loan provided by the CreditBee Loan app which is only available to you on Aadhar Card.

In this, you are provided with a loan ranging from Rs 1 thousand to Rs 10 thousand, if you ever need a little money then you can take this loan.

And in just 10 minutes the money will come in your bank account, you do not need income or salary proof to apply for this loan.

All you have to do is submit your ID and address proof. The tenure of this loan is from 62 days to 6 months, i.e. in maximum 6 months you have to repay this loan in full.

KreditBee Flexi Personal Loan Example
  • Loan amount – 10 thousand
  • Tenure – 3 months
  • Interest Rate – 27% p.a.
  • Processing Fee – Rs.500 (5%)
  • GST on processing fee – Rs 90
  • Total interest – Rs 453
  • EMI – Rs 3,484APR – 47%Transferred loan amount – 9,410
  • Total Loan Repayment Amount – 10,453

Personal Loan (Salaried)

If you do a job somewhere and have a fixed source of income, then you can take this loan from the CreditB loan app, in this loan you are provided with a personal loan ranging from Rs 10 thousand to Rs 2 lakh.

The tenure of this loan ranges from 3 months to 15 months, you have to submit your ID proof, PAN card, address proof and salary slip to avail this loan.

Example of kreditBee Personal Loan (Salaried)
  • Loan amount – 50 thousand
  • Tenure – 12 months
  • Interest Rate – 20% p.a.
  • Processing Fee – Rs 1,250 (2.5%)
  • New Customer Onboarding Fee – Rs.200
  • GST on processing fee and onboarding fee – Rs 261
  • Total interest – Rs 5,581
  • EMI – Rs 4,632
  • APR – 23.2%
  • Transferred loan amount – 48,289
  • Total Loan Repayment Amount – 55,581

kreditbee online purchase loan

CreditBee also provides you the facility of Buy Now Pay Later on the online website along with personal loan which is called Online Purchase Loan,

With which you can shop from online websites like Flipkart, Amazon, Myntra etc. and then pay it in EMI to Creditbee app.

For this, you have to apply for an EMI loan on the CreditBee app and get an e-voucher through which you can shop on CreditBee’s partnered shopping website and then repay that money in EMI.

KreditBee Loan Apply Online

Follow these steps to take loan from CreditBee =>

  • Screenshot taken from Creditbee’s website.
  • Install CreditBee App from Google Play Store.
  • Register with your mobile number and create your account.
  • Check loan eligibility by entering your basic information.
  • Upload your KYC documents.
  • Choose the type of loan fund transfer or e-voucher.
  • The loan will be transferred as per your option.

KreditBee Loan App Features

  • Instant Loan Approval – Your loan is approved instantly on the CreditBee Loan App. After registering on your app, the loan is approved and sent to your account in 15 minutes as per your loan eligibility.
  • Shopping EMI – CreditBee provides you the facility of EMI shopping wherein you can shop online and pay that money later in EMI.
  • Transparency with the customer – Here you are provided loan through NBFC companies registered by RBI and whatever fees and charges are there, there are no hidden charges.
  • Flexible interest rate – You get loan here at low and flexible interest rate if your credit score is good then you get loan at lower interest rate and if you pay on time then next time you get loan at lower interest rate also could.

KreditBee Loan App Fees & Charges

  • Interest Rate – 0% to 29.95% p.a.
  • Processing fee – 0% to 3% (for low risk customers), 2.5% to 7% (for high risk customers)
  • APR – 0%-36% (for low risk clients), 18%-39% (for medium risk clients), 24%-42% (for high risk clients), 24%-70% ( For high risk customers)

CreditBee charges a one time onboarding service fee from a new customer or a plan upgrade customer, which can range from Rs 20-350 depending on the risk profile of the customer.

All types of fees and charges are more or less depending on the borrower’s risk profile, civil score and loan repayment ability etc. Apart from this, if any payment is not made on time, then it also attracts penalty.

  1. Kreditbee Loan Customer Care Number
  2. kreditbee contact number – 08044292200
  3. Email – [email protected]

What is Kreditbee Referral Code?

Referral code is the code in which our affiliate link is attached, when someone joins any app or website with our referral code, it gives him some discount,

And we get some commission for joining, Kreditbee Referral Code or Kreditbee Promo Code also works like when you enter referral code of a person while joining on creditbee app or applying for loan So this gives you some leeway in fees and charges.

when you join creditbee And if you join someone with your Kreditbee Referral Code, then you get some points from which you can get exemption in processing fee etc. while taking loan.

How to Get Kreditbee Referral Code?

The Kreditbee Referral program is not available to everyone, if you apply for a loan on Kreditbee and pay the loan on time, then you may get an offer to join Kreditbee’s referral program, and then you can apply for your Kreditbee Referral You can earn points by joining people through the code.

If you want to use referral code to get some discount while joining kreditbee or while applying for loan then you can get upto Rs.200 off using code PHP200.

Here we have provided all the information related to applying KreditBee Loan App and KreditBee Loan like what is KreditBee Loan App, How to take KreditBee Loan, How to apply for KreditBee Loan, how much loan is available from CreditBee, for how much time CreditBee gives loan,

How much interest is charged on CreditBee Loan, what documents are required to take loan from KreditBee Loan App, etc. I have tried to tell everything, if you like our effort, then share it with other people.

And subscribe to our website to get information about our upcoming new articles so that you will get information about all our new articles.

One Comment on “KreditBee Loan App : How To Get Personal Loan – Best Instant Personal Loan Guide 2022”

Leave a Reply

Your email address will not be published.