Kissht Loan App Review: Kissht Personal Loan Apply Online Guide 2022

Hello friends, here we are going to review the Complete Kissht Loan App and tell you how to apply kissht app, How to take loan from kissht app, Kissht Personal Loan Apply Online.

Friends, we all work to fulfill our needs, some do jobs, some do business, all earn money, but we all have a situation at some point when we do not have money,

Like at the end of the month or suddenly when some important work comes, we do not have money to buy any essential items like mobile, laptop etc. and that work is very important for us.

Now if you go to ask someone over there, then everyone makes excuses that if we do not have them now, then we would have given, that’s why today we are going to tell you about such an app by which you can fulfill your need of money instantly.

You can also take a personal loan from it and can also buy goods on EMI and repay it in easy installments, the name of this app is Kissht Loan App.

This is a very good loan app, it provides you the loan in very less documents and very quickly and the money gets directly into your bank account.

Now you will have questions in your mind that what is kissht app, How to take loan from kissht app, how to apply kissht personal loan, what documents will be required to take loan from installment app,

How much interest will be charged on installment app, how much kissht cash loan gives, then read this post till the end because we have done complete Kissht App Review in this post so that you will get complete information about it.

Kissht App Review: What is Kissht App?

Kisht App is RBI Registered NBFC Loan App which was launched in India on 14th August 2015, It is a fully Indian Loan App which was launched by Kissht Foundation.

With this app, you can take a personal loan and fulfill your money needs, along with this you can buy goods like mobiles, laptops, other gadgets or other items on EMI from the installment app.

And can pay the cost in Monthly EMI, it is very easy to take a loan from Kissht App and you get 2 years to pay off the loan taken through Installment App.

It has got a rating of 4.5 * on Google Play Store and so far it has more than 10 million downloads on Google Play Store and this app works all over India, you can take loan from this app from anywhere.

What type of loan does Kissht App give?

Kisht app not only provides you personal loan but also provides other features which make it different from other loan apps so let us know how many types of loan Kisht app gives =>

The very first loan that you can take from Kisht App is Personal Loan, Kisht App provides you Personal Loan without any security on very less documents.

Which you can repay in easy installments and it is very easy to take a personal loan from this, this app provides personal loan to all types of people, whether you work or business can take personal loan from it.

With the installment app, you can take a personal loan from Rs 5 thousand to Rs 1 lakh, for which you get a time of 3 months to 15 months to repay.

On which you have to pay interest ranging from 16% p.a. to 26% p.a. Keep in mind that the interest rate at which you will get the loan depends on your income, credit history, and credit score.

Along with this, you also have to pay a processing fee of 2.5% of the loan amount.

Example of personal loan taken from installment app

Suppose a working person who has good credit history and credit score takes loan from installment app,

If he takes a loan of Rs 30000 for 12 months at 18% per annum interest rate on which he is charged a processing fee of Rs 750 then his APR becomes 22.91%

Then he will have to pay total interest of Rs.3005 and his monthly installment will be Rs.2750.

online shopping purchase loan

Another type of loan that we get from the installment app is online shopping loan, if we think of buying something on EMI online from anywhere, then credit card details are asked at many places,

And if we do not have a credit card, we do not get the facility to take goods on EMI, so installment app has also solved this problem, with installment app you can get many things like Flipkart, Amazon, Myntra, Make My Trip, Dell, Samsung, Oppo You can shop online from companies.

And by taking an EMI loan from the installment app, you can pay its money in monthly EMI, on the installment app you get 3 to 24 monthly EMI time to pay for the goods purchased online, on which you get 14% to 24% per annum Looks like APR.

Example

  • Suppose a customer buys a gadget for Rs.48000 on EMI.
  • The loan on which interest rate is 20% p.a., loan tenure is 15 months and processing fee is Rs. 1200, then its EMI will be 3643/month and its APR will be 24.03%.

Revolving Line of Credit (Credit Limit)

This is the third type of loan given by installment app which is called by them as revolving line of credit we can simply call it credit limit like we get in credit card.

In this, you get a limit of 30000 thousand rupees, which you can use whenever you want for 2 years and pay and then use again.

On this limit, you get an annual APR of 20% to 28%.

Example

Suppose a person with a good credit score has taken a credit line limit of Rs 25000 for two years, then the total fee for two years (processing fee + one time initiation fee) will be 9% and the interest rate is 18% then the APR is 27%

Keep in mind that you have to make a down payment of 10% of the cost of the items you buy on EMI from the installment app, installment app only provides loan of 90%.

Eligibility to take loan from installment app

To take a loan from Kissht App, you have to fulfill the eligibility criteria given below =>

  • Applicant must be an Indian citizen.
  • Applicant’s age should be at least 21 years.
  • The minimum monthly income of the applicant should be 12000/month.

Documents required to take loan from Kissht Loan App

  • You must have Aadhar card.
  • Must have PAN card.
  • Must have 3 months bank statement.

Kissht Loan App Features

  • On the installment app, you can shop from many companies, brands, and websites.
  • You get an instant personal loan on the Kisht app.
  • On Kissht App you get loan at very low interest rate.
  • On this you get the facility to choose the tenure of the loan according to you.
  • You get many different options for repayment of loan.
  • The entire loan process is done online on Kissht Loan App so that you do not have to wander anywhere.

Kissht Loan App Contact & Support Details

Call – 02262820570
WhatsApp – 02248913044
Email – [email protected]

Kissht Personal Loan Apply Online

It is very easy to take loan from installment app and you can take loan from installment app in very few documents, let’s know the process of taking loan from installment app =>

  • First of all, install the installment app from Google Play Store or Apple App Store.
  • After that register with your mobile number.
  • Allow the permissions which are asked by the app.
  • After that upload your information and documents to check your credit.
  • Then sign the loan agreement online.
  • After this the verification of your documents etc. will be done.
  • After this your loan will be approved.
  • And the money will be transferred to your bank account

Here we have tried to provide Complete Kissht App Review and all information related to Kissht App like What is kissht app, How to take loan from kissht app, how to apply Kissht Personal Loan, who to take loan from installment app Documents will be taken from

If you have any other question related to Kissht App in your mind, then you must tell us in the comment section, we will be very happy to answer your questions.

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