Hello friends, here we are going to tell you about Dhani One Freedom Card, what is Dhani One Freedom Card, what are its benefits, how to get Dhani One Freedom Card, and all that you should know about it.
Friends, all of us keep budgeting our monthly expenses and other things according to our income and save some of it and keep adding money for taking some sudden expenses.
But many times such a situation comes when we suddenly need money like for marriage, school fees, illness, accident, etc., and we do not have money to fulfill that need at that time.
And it also becomes difficult to arrange money immediately, it is also difficult to get a loan from anyone or get a loan from a bank, etc.
But here we are going to tell you the solution to this problem so that you can get money immediately without any interest and fulfill your need.
We are talking about Dhani One Freedom Card provided by Dhani App, this is a kind of credit card on which you get limit like any other credit card.
Which you can use to meet your expenses, but its special thing is that you do not get any interest for 3 months on the limit you get on Dhani Freedom Card,
And along with this, you also get cashback on whatever you spend with this card, which means money without interest and also cashback on spending money with it.
Now you must be wondering what is Dhani One Freedom Card, How to take Dhani One Freedom Card, what are the charges for the Dhani Freedom Card, and how to apply for the Dhani One Freedom Card Online.
So read this post till the end because here we are going to do Complete Dhani One Freedom Card Review and explain in Dhani One Freedom Card Details.
What is Dhani One Freedom Card?
Dhani One Freedom Card is a one-of-a-kind credit card (credit line) provided by Indiabulls Dhani Group through its Dhani App on which you get a credit limit that you can use as per your need and wherever you want. Can be used.
The special thing about Dhani Freedom Card is that you get a free limit of 3 months on it, that is, whatever you spend with this card and if you pay that money in 3 months, then you do not have to pay any interest.
Along with this, you also get cash back on whatever you spend with this card like shopping, any other type of online purchase, or offline transaction.
Dhani Freedom Card allows you to repay whatever you spend in 3 monthly installments without paying any interest and also get cashback which gets added to your Dhani app wallet.
Along with this, the facility of free doctor consultation is also available on Dhani App, which you can take advantage of at any time and if you buy medicines from Dhani App (pharmacy), then you also get a discount of up to 40% on those medicines.
Dhani One Freedom Card Benefits
Cashback on every purchase
With Dhani One Freedom Card, you get 2% cash back on every purchase or any type of online or offline transaction like fuel, grocery, bill payment, etc.
Along with this, you also get cashback on monthly subscription fees and monthly EMI payments.
Discount on medicines
With Dhani One Freedom Card, you can get up to 40% off on medicines when you buy medicines from Dhani App’s pharmacy and get medicines delivered directly to your doorstep.
24 hours doctors facility
With Dhani One Freedom Card, you also get the facility of 24 hours doctor consultation on the Dhani app, you can get information and advice related to any disease from doctors, you get the first doctor consultation free on the Dhani app.
After this, every time you have to pay some charges for consulting a doctor.
Whatever purchases you make or use your credit limit through Dhani Freedom Card, you do not have to pay it all at once, you are provided with the facility of EMI to pay the credit used.
You can pay your utilized credit limit in 3 monthly installments so that you do not have to pay the money in one go.
If you are a rich app If you fulfill the eligibility conditions, then within a few minutes your card is activated and you get a virtual copy of your Dhani One Freedom Card on Dhani App,
And within a few days, your physical card is also delivered to your home. A credit limit of up to Rs 1 lakh is provided on Dhani App, but the limit you will get depends on your eligibility.
On Dhani App, you can check the complete details of all the transactions done with your Dhani One Freedom Card, and if you want to stop your subscription then you can do that too from Dhani App for which you will not get any charges.
Dhani Freedom Card Eligibility
- The applicant must be an Indian citizen.
- Applicant’s age should be at least 20 years.
- Applicant should have a good monthly income.
- Applicant’s civil score should be 750 or above.
- If you already have a credit card, then it will be easy for you to get this card.
Documents Required for Dhani One Freedom Card
- ID Proof (Anyone)
- Aadhar Card
- voter card
- Pan Card
- Address Proof (Anyone)
- Aadhar Card
- driving license
- voter card
- One latest passport size photo
- Income proof (for job profession)
- 3 months salary slip
- Income Proof (For Businessman)
- latest income tax return
- business certificate
- financial report
Note – The above-mentioned documents are only indicative, you can be asked for any document other than these on Dhani App.
Dhani One Freedom Card Fees
If you want to take Dhani One Freedom Card, then you have to pay the joining fee to get Dhani Freedom Card which has to be paid only once. The joining fee for Dhani One Freedom Card is Rs.500.
Dhani One Freedom Card Charges
On Dhani One Freedom Card, you have to pay fixed monthly charges which are Rs 200, you have to pay these charges every month which are deducted directly from your linked bank account.
Dhani One Freedom Card Interest Rate
After taking the Dhani One Freedom Card, you do not have to pay any interest on that money using the credit limit you get on Dhani Credit Line, this money is interest-free. (up to 3 months)
Whatever money you use from your credit limit, you have to pay it in three monthly installments, if you do not pay that money in three months then your Dhani Freedom card is closed, and then your used credit limit But an extra charge also has to be paid.
How to Take Dhani One Freedom Card
Now we have known everything about Dhani One Freedom Card, but now you will have a question in your mind that how to get Dhani One Freedom Card or how to apply for Dhani One Freedom Card, then let us know =>
- First of all, install the Dhani app from Google Play Store or Apple App Store.
- Now register by entering your mobile number and verifying OTP.
- Now the home page of the Dhani app will open.
- On the home page of the Dhani app, click on the banner of Dhani One Freedom.
- Now activate your credit limit by entering your details and uploading the documents.
- After this, you have to complete the Aadhar Card Verification and KYC process by OTP.
- After this, you have to pay the joining fee and choose your subscription plan.
- Now you have to e-mandate the bank for payment of the monthly subscription fee and credit EMI.
- Your Dhani One Freedom Card will be activated and the virtual card will be available immediately.
- From the same, you can then apply for the Physically Wealthy One Freedom Card which will be sent to your home in a few days.
How to use Dhani One Freedom Card?
You can also use Dhani One Freedom Card like other cards, you can shop and pay for it online as well as you can also make payments by swiping the card with online and offline merchants,
But you cannot withdraw money from ATM with this Dhani One Freedom Card.
Dhani One Freedom Card Customer Care
Mail: [email protected]
How to pay for Dhani One Freedom Card monthly subscription?
The monthly subscription of Dhani One Freedom Card is paid from your bank account, so you are e-manded to the bank, the date on which your subscription starts, on the same date of the next month as the fee for your next month’s subscription to your bank account is cut from.
When to pay the utilized credit limit of Dhani One Freedom Card?
After utilizing the credit limit of the Dhani One Freedom Card, that money is divided into 3 monthly EMIs, and that EMI gets debited from your bank account every month on a certain date.
When to pay the Dhani One Freedom Credit bill?
Dhani One Freedom Card subscription bill has to be paid by you one month after the activation of the subscription plan, if your subscription is activated on the 5th of the month then you have to pay the next subscription bill on the 5th of the next month.
Should I get Dhani One Freedom Card or not?
Dhani One Freedom Card has many benefits Seeing which you can think of taking Dhani Freedom Card, but keep one thing in mind on using the credit limit you do not get any interest for 3 months but every month you will get a Dhani One Freedom Card subscription fee (Rs 200) have to give.
So even if you do not use the credit limit of the card, you still have to pay this fee every month, that’s why if you can do 10000 or more transactions every month with this card then it is beneficial for you because on this You get 2% cashback on every transaction.
So if you do a transaction of 10 thousand or more then your monthly fee gets covered in cashback otherwise you have to pay a Rs 200 fee every month unnecessarily.
So if you can do more transactions then you should take this Dhani One Freedom Card and if you cannot do more transactions then it can cause a loss for you.
Here we have tried to provide complete information related to Dhani One Freedom Card like what is Dhani One Freedom Card, How to take Dhani One Freedom Car, what are the charges of Dhani Freedom Card, and how to apply for Dhani One Freedom Card Online.
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